Well, this month was rough. I lost on Envestio and Kuetzal a significant amount of my investment money. I’m happy that nobody used my referral links as I would felt partly commited to theirs lost. I take this lesson and will be careful about what I recommend in the future.
I will leave this quote from the last report. It is still topical. Just add one more sentence as a reminder of investing 1000 Euro into a single project on a single platform. Such a stupid idea.
Always DIVERSIFY. And invest slowly.
Other Platforms
Mintos and Crowdestor look fine till now, but who knows what will come later as the P2P and P2B market is currently in shock.
There was no increase in the value of my stocks; therefore, no action made here, as I suggest in the last report.
Cryptocurrencies
(1€ = 25.22CZK, 1$ = 0.9€, 1RUB = 0,014€)
| Asset | Income | Change (last month) | Investment | Value |
|---|---|---|---|---|
| Mintos-EUR | 24.45€ | +21.5% | 2145€ | 2420€ |
| Mintos-RUB | 1.09€ | — | 200€ | 194€ |
| Crowdestor | 6.21€ | +117.9% | 602€ | 606€ |
| Kuetzal-LOST | — | — | 1308€ | — |
| Envestio-LOST | — | — | 487€ | — |
| Fundlift-CZK | — | — | 368€ | 388€ |
| Shares | — | — | 2427€ | 2665€ |
| Crypto | — | — | 1552€ | 1558€ |
| 31.75€ | -51.7% | 9089€ | 7831€ |
Income:
Portfolio value:
What will I do next?
I don’t feel comfortable to invest much more into P2P. At least not yet. I think the stock market is either on tops. I think the smartest will be to re-read all my blog and ideas. Take the money I would invest and put them away – I will start this savings budget and wait with it for better times. Either after, there will be a crash on the stock market, or the situation about P2P will calm a little. That is my plan for now. I still have around 30 Euro of income. Not much, but better to wait now and get ready for later.
I will stick to my posts and come back with some cash behind.
Keep tuned and I wish you good luck!